PROFESSIONAL LIABILITY INSURANCE FOR MEDICAL SPAS Vicarious Exposure Professional liability insurance for medical spas is becoming increasingly important.  All too often, ignorance results in a claim that can bankrupt a business.  When a medical spa owner assumes that his staff carries enough liability insurance to protect both themselves and their work establishment, tragedy can result.  On the day a lawsuit is served, it’s not enough for a medical spa owner to proclaim, “I thought I was covered.”  As an educated agent, you can ensure that scenario never occurs for your client. To present professional liability insurance for medical spas, take the client through a common scenario that could result in a claim.  Imagine a customer visits the spa to receive Botox injections.  The esthetician accidentally injects too much Botox into the furrows between the client’s eyebrows, leaving them with a perpetually wide-eyed appearance.  Who will be sued: the esthetician or the owner of the medical spa? As an experienced agent, you know the answer.  It may surprise you to learn, however, that many medical spa owners do not understand vicarious exposure.  Educate them on their risks, and come the unforeseen event of a lawsuit, they’ll be covered by professional liability insurance for medical spas. You’re a professional in your field, so it may seem unrealistic to you that an individual would not consider vicarious risk.  This is the everyday reality many clients face and it is up to you to enlighten them. Call Agency Marketing today to request a quote that covers vicarious exposure.  Professional liability insurance for medical spas should be far more common.  When correctly written, it can mean the difference between a business bankrupted by legal losses and a flourishing spa. Speak with an Expert on Professional Liability Insurance for Medical Spas at 800-542-2805.